Administrator

What are your retirement goals, from large to small? What are you looking forward to most?

September 8, 2020 By Administrator

When most people think of retirement planning, they think about money and how they can be sure that they and their loved ones will be able to remain comfortable post-career. But retirement planning requires a lot more than just solid financials — soon-to-be retirees also need to have a plan for how to stay happy and healthy once they lose the daily routine of a day-to-day job.

To stay socialized, maintain structure and keep depression and anxiety at bay, it’s best to have a thorough idea of what your ideal retirement looks like. What will your hobbies be? Will you move someplace else? Will you travel? Will you spend more time with family and friends?
These printable bucket lists by Annuity.org can help you get a head start on planning your retirement. They’re more than just your standard “wish”-style bucket lists — they’re separated into things like long-term achievements and daily hobbies, travel ideals and skills to develop, etc. Plus, there are seven lists for seven different personalities, so you can find the perfect set of plans for you.

What are your retirement goals, from large to small? What are you looking forward to most?

Note from Judy Vorfeld: This is truly an amazing, creative site. I absolutely love it!

Me? A bully?

July 19, 2020 By Administrator

Note from Judy Vorfeld: this is not a political statement targeting any person: it is merely a composite of some of my thoughts on the excessive use of bullying in today’s restless culture, my part in it all, and my commitment to be a better person.

Ever since the printed word came into existence, it’s been closely followed by the cartoonists of the day: stretching, embellishing, & expanding stereotypes. While most of the “cartoons” spanned snarky to savage, it was a way for a publication to express political opinions.

Today, Social Media’s a huge player in terms of shaping our country’s attitude. And it has, since its inception, allowed us to make fun of political figures. We who are active in Social Media are constantly exposed to (or creating) “snarkiness,” but did you know this often plays a significant part in influencing younger generations?

Sure, many colleges and universities lean in a specific direction and that in itself is concerning. Same with much of our media, nonprofits, and corporations and on and on. But when we openly and regularly, in all our arrogant omniscience, fail to set better standards, we send a powerful message to today’s kids: “It’s okay to be mean. To bully.”

I do not care what kind of ice cream Nancy Pelosi likes. Personally, I go for Breyer’s chocolate peanut butter. I don’t care what or how much she eats or drinks, what she wears, or about anything to do with her teeth. I do pay attention to her political ideas. She’s entitled to them, and I’m entitled to analyze and decide how they fit in my life, if at all. And it’s not my job to worry about Mitch McConnell’s magnified eyes, Ted Cruz’s creative beard, or John Bolton’s magnificent mustache. It’s my job to pay attention to what they say in reference to politics.

I’ve seen the of people who are rioting and getting in the face of authority. Where did their contempt come from? What the heck are they doing? What makes them so easily led? Could they be, at some level, expressing some of our frustration and anger at the way things are today? Perhaps, all too often, they are replicating their elders. Imitating us. If we raised our kids to be kind and never to bully, and write or endorse silly, stupid name calling, what does that make us? I don’t know about you, but it makes me a closet bully, and today I’m coming out.

The Impact of Dust on Health

July 9, 2020 By Administrator

Breezometer is one of my “go to” websites, and it is always offering understandable information, e.g., “As if more than two million confirmed cases of Coronavirus, high pollen levels, and the dramatic start of fire season weren’t enough, the biggest dust storm for 50 years presents another significant health threat for vulnerable groups in parts of the USA.”

I urge you to go to the page, BreezoMeter Captures Godzilla Dust Cloud’s Impact on USA Air Quality: As it Happened, and check the information, both text and graphics, that will make you feel very savvy!

The thing about this company is that it has amazing info and products, but most of all, its impeccable data accuracy. This is a company you can trust. No guesses for Breezometer.

Creating A Home Improvement Plan Checklist

June 22, 2020 By Administrator

Rosette Monell

Home improvements are an essential part of your life. Regardless of the project size, any home improvement will take time, effort, and money to accomplish. It is an important undertaking because it affects two things: the quality of your daily living and the resale value of your house.

Something of this magnitude should be planned because of the factors that must be put into consideration. For instance, the number of improvement projects you can tackle with the time that you have in your hands or the fact that the same project can achieve two goals at the same time are just a few scenarios that you need to keep in mind. It can be quite stressful, without even counting the size of the project in.

So create a plan to properly deal with all you’re going to do. Learn about creating a home improvement plan checklist to evaluate your options to help you make the right decisions.

List down potential projects

Begin with your checklist by determining the potential home improvements you can make in a course of a specific timeline. It could be within months or years. Mark each project as one that you’ll make to improve your quality of life and other ones for increasing your home’s resale value or it could be for both.

Make certain of the scope of work and your timeline

Next up on your checklist is to find out the scope of work that needs to be accomplished for each project. What projects are you going to get started with and estimate the size of the improvements that will be worked on. You can effectively do this by conducting a walkthrough of the subject areas.

After assessing the amount of work that needs to be done on the subject areas, you can start mulling over a rough timeline on each project. Determine which tasks must be completed before others. For example, remodeling the entire kitchen comes first then adding an aluminum profile on your cabinets. You will find that dealing with the larger scope of work first before downsizing is a better strategy than the other way around.

Set a budget

Once you’re done with the assessment of workload and the timeline, it’s time to start building a budget for your projects. This is important so you’ll know that what you want to do fits your budget. Make sure that you don’t forget to include anything that might add to your expenses. Every fee that has to be paid and all materials necessary must be included with your computations.

Return on investment

Focusing more on the financial aspect of doing home improvements, gauge the return on investment for each improvement. To better understand specifics, you can work with a real estate professional to determine the effects of certain improvements you make where you can have good returns.

Summary

To sum up, creating a home improvement plan checklist entails being as involved as possible to conserve resources and evaluating what will produce better results in the long run. Make use of anything that can help in easing the entire process. It may take some time, but nothing tops the feeling of seeing a home improvement go well.

Author’s Bio:
Rosette has a knack for anything DIY. She spent her younger years learning about the different hardware tools and equipment in the hopes of establishing a hardware business in the future. Her career options may have changed, but today, she continues to write so passionately about her first love.